It may have taken months or years for you to put together, repair, restore and trick out your muscle car but she's finally ready for the road. You need to find the best insurance for your little beauty that reflects her real value, not the value of a depreciated car. That's when you need to get muscle car insurance.
Like other specialty cars, muscle cars link us to the past and those sweet memories of the first date, the big road trip with Dad or cruisin' the drag. They're a moment in time put together piece by piece with loving devotion to detail. These cars require specialty policies instead of traditional auto insurance policies.
The value of the reconditioned muscle car is individual and doesn't come from a book but knowledge of car collecting. Don't leave your estimated value in the hands of your insurance agent or company. Take proactive action before you start looking for insurance.
Look for a specialty car appraiser and secure a written appraisal of the true value of the car. This is proof of the value before you insure the vehicle. A copy of the appraisal should go to the insurance company's underwriters so you can both come to an equitable decision on the amount of coverage.
Take plenty of photos. If you incur damage to your vehicle, you want to prove the quality of the parts, motor, exterior and interior. Pictures speak 1000 words when it comes to insurance and proof of value.
Photograph the building where you store your beauty. Secure housing is an important factor when it comes to insuring muscle cars. Insurance companies offer the best rates when they know the asset they insure has adequate protection from theft and the elements.
Investigate the amount of time you can drive your vehicle on the road. While some classic car and muscle car policies offer protection if the car is at a show or parade, they offer limited open road coverage. Muscle cars beg you to drive them and as a dutiful owner, you sometimes have to give in their whims. Find a policy that allows you this freedom.
Check out specialty insurance companies and get online quotes for your muscle car. The more places you look for competitive quotes, the more likely you'll be to find the best rates. Insurance on specialty cars is expensive and worth every penny, but if you can find better coverage at a lower price, it leaves more money to buy a few extra touches for your car and maybe a poodle skirt for the woman in your life.
We at Leland West Insurance cover exotic cars (new and old), vintage cars, race cars, street rods, muscle cars, race and tow-behind trailers, antique cars, replicas, kit cars, unregistered and specialty vehicles (Porsche did, after all, make a tractor).
To learn more about us, visit us here https://www.lelandwest.com/
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